If you’re wondering what you can dispute on your credit report, the answer is pretty much anything.
The most common disputes you can make include:
- Wrong Identity Information: If you see anywhere on your credit report that shows a wrong name, address, or employment information, that’s grounds for dispute. This could very well mean that your information has been mixed up with someone else, or worse, identity theft.
- Account Mistakes: If you see any discrepancies on your credit report from the actual statement that you get, you can challenge that. For example, if you’ve always paid your car note on time, but your credit report lists the account as 15 days past due, you should dispute it.
Grab your free credit report and annualfreecreditreport.com and start looking for discrepancies that may be affecting your score.